PART I · ELECTRONIC DELIVERY & SIGNATURE PROTOCOL
Electronic Dossier & Execution Notice
Opening or retrieving a file with Meridian Grant Commercial LLC (“Meridian Grant”) involves electronic delivery of underwriting notices, receivables disclosures, referral authorizations, and status communications via our online ledger or your registered email inbox. Under the federal E-SIGN statute (15 U.S.C. § 7001), your electronic execution carries the exact legal force of a handwritten signature.
Browser & Retention Standards: You need a smartphone, tablet, or computer running a current browser, active internet access, a valid email address, and PDF/HTML viewing capability to retain copies. You may print any disclosure directly or request a free paper copy by writing to [email protected] or calling (888) 749-3120. You may revoke electronic consent before execution by emailing [email protected], though online dossier review requires electronic consent.
PART II · VOLUNTARY PARTNER CONNECTION & CREDIT REVIEW DISCLOSURE
Commercial Receivables Scope & Optional Partner Introduction
Meridian Grant Commercial LLC reviews business-purpose applications for merchant cash advances structured through the purchase of future commercial receivables. When a direct receivables purchase is unavailable for your submitted profile—for instance, inquiries supported exclusively by salaried W-2 wages rather than commercial sales—you may voluntarily ask Meridian Grant to introduce your file to independent third-party lenders or financial providers.
Entirely Voluntary: Requesting a third-party introduction is optional and free of charge. Choosing not to connect carries zero penalty.
1. Separation of Roles
When facilitating a partner introduction, Meridian Grant does not act as a bank, consumer lender, or loan issuer, and does not set rates, fees, or approval criteria for partner products. Independent participating providers review files under their own underwriting policies, and Meridian Grant makes no promise that any provider will issue an offer.
2. File Transmission & FCRA Credit Bureau Instruction
By signing below, you authorize Meridian Grant Commercial LLC to transmit your submitted dossier—including contact, residential, identity, income/revenue, and deposit account attributes—to one or more participating finance providers. You also grant express written instruction under the Fair Credit Reporting Act (FCRA) for those independent providers (not Meridian Grant) to obtain consumer credit reports from credit bureaus to evaluate your inquiry, which may include a hard credit pull capable of affecting your credit score.
3. Participating Provider Communications
Where you authorize partner connection, matched third-party providers and their servicing agents may contact you at the telephone number and email address on your file regarding your inquiry and available financial options. Partner outreach is governed by each participating provider’s own disclosures and opt-out controls, and authorization is never required to purchase any product or service.
Folio Revision: October 19, 2026 · Meridian Grant Commercial LLC